We work for you, not the bank.

We understand that the property transaction and mortgage process is more complicated than most expect. This is why we are here to support you through each step of the journey.

How it works

Get the right mortgage

We search the whole market of over 20 lenders to ensure you get the best mortgage that suits your needs.

Get started

Mortgage Calculator

Save money

Avoid hidden fees and save on upfront costs … We help you save hundreds of thousands of dirhams over the duration of the mortgage.

Guidance throughout the journey

The mortgage process can be daunting and confusing. We manage the journey entirely and ensure your application is approved on time so you can enjoy your new home sooner.

Guidance throughout the journey

The mortgage process can be daunting and confusing. We manage the journey entirely and ensure your application is approved on time so you can enjoy your new home sooner.

Ongoing support

The mortgage process can be daunting and confusing. We manage the journey entirely and ensure your application is approved on time so you can enjoy your new home sooner.

How it works?

1. Initial consultation

We conduct an initial consultation to develop a deep understanding of your goals, taking into consideration several aspects including your finances, employment status, age, mid to long-term plans and the type of property you are interested in purchasing

2. Recommendation

We search the whole market to provide you with recommendations of the best mortgage options based on your profile
With access to all the lenders in the UAE, we identify the right mortgage products that are most suitable to your goals
We then explain your options - highlighting the benefits and drawbacks of each to make sure that you have all of the facts to reach the right decision

3. Agreement, application and pre-approval

We search the whole market to provide you with recommendations of the best mortgage options based on your profile
With access to all the lenders in the UAE, we identify the right mortgage products that are most suitable to your goals
We then explain your options - highlighting the benefits and drawbacks of each to make sure that you have all of the facts to reach the right decision

4. Mortgage processing

Once you find the property you want to purchase, we guide you through navigating the MOU and purchase contract before you sign them, this is to protect your interests and make sure the terms are in your favour
We proceed to arrange the property valuation. If there are any issues with the valuation outcome, we work with all parties involved to try and resolve these on your behalf
We arrange for your mortgage bank account opening and support you with all the necessary documents to avoid delays!

5. Final offer letter

Prior to requesting the final offer letter we make sure to check that the mortgage selected at the beginning of the process is still the best one
We confirm that all mortgage conditions in the pre-approval have been satisfied to avoid delays in the offer letter issuance
We review the offer letter before you sign it to make sure all key details are correct. Then we coordinate offer signing and confirm the necessary funds are in place for property transfer to proceed smoothly

6. Property transfer

If the seller has a mortgage on the property, this will need to be confirmed formally via a liability letter - we instruct the conveyancer to request it from the seller's bank
We arrange for mortgage disbursement and delivery of property documents to the conveyancer so they can organise the no objection certificate required for property transfer
A time is then arranged for all parties to meet at the trustee office to transfer the property and issue the title deed
During Property Transfer several important documents are shared between various parties involved in the transaction, to avoid issues and delays at this crucial stage we carefully check all documents including the liability letter and NOC

7. Welcome to new your home